Terms of Use
Last updated: September 18, 2026 · Version 2026-09-18
These Terms of Use ("Terms") are a binding agreement between you and Vicherana Ventures LLC, a Wyoming limited liability company ("Vicherana", "we", "us"), governing the Renewals mobile application, the website at renewals.vicherana.com, the blog, the promo calculator, reminder emails, and any related services (together, the "Service").
1. Acceptance and eligibility
By tapping "I agree" in the app, purchasing or using the app, or using the website, you accept these Terms and our Privacy Policy. If you do not agree, do not use the Service.
You must be at least 18 years old and legally able to enter into contracts to use the Service. The Service is intended for personal use by individuals located in the United States. We make no representation that it is appropriate or available elsewhere; if you access it from another jurisdiction you do so on your own initiative and are responsible for compliance with local law.
2. What the Service is — and is not
Renewals is a personal organisation and reminder tool. You enter your own recurring charges, and the app helps you keep track of dates and expected price changes.
Renewals does not connect to your bank, card, or any third-party account; does not cancel, renew, negotiate, or pay anything on your behalf; does not monitor any company's actual pricing or your actual account; and does not provide financial, legal, tax, investment, or other professional advice. Every decision about what to keep, cancel, or renegotiate — and every action needed to do so — is yours.
3. Reminders are an aid, not a guarantee
Reminders — whether in-app notifications, calendar events, widget displays, or emails — depend on information you entered and on systems outside our control, including your device settings, notification and calendar permissions, operating-system behaviour, network connectivity, email deliverability and spam filtering, Apple's services, and our own infrastructure. Reminders may be delayed, duplicated, inaccurate, or never delivered. A reminder that is scheduled is not a promise that it will arrive, and a reminder that arrives is not confirmation that the underlying information is correct.
You agree that you remain solely responsible for independently tracking your own subscriptions, bills, renewal dates, trial expiries, promotional periods and price changes, and for taking any action in time. Do not rely on the Service as your only safeguard. We are not responsible for any charge incurred, deadline missed, promotional rate lost, fee posted, or opportunity forgone, regardless of whether a reminder was set.
4. Prices, estimates, and AI-generated content
The Service displays and, in some features, generates information about third-party companies — including typical prices, introductory or promotional offers, renewal terms, cancellation steps, negotiation suggestions, and reports of announced price changes. This information is provided for general orientation only. It may be inaccurate, incomplete, out of date, regionally inapplicable, or simply wrong. Prices and terms vary by account, plan, region, promotion and date, and companies change them without notice.
Some of this content is produced by artificial-intelligence systems, including price look-ups, cancellation guidance, negotiation suggestions, price-change alerts, and the extraction of figures from bills and statements you choose to scan. AI-generated output can be confidently wrong, can misread documents, and can reflect stale or unreliable sources. We do not review each output. Nothing generated or displayed by the Service is a statement of fact by Vicherana about any company, an offer, a quote, or a representation that any price or term is available to you.
You agree to verify all information directly with the relevant provider before relying on it or making any decision. Savings figures, "reclaimed" amounts, "paid for itself" calculations, and calculator outputs are arithmetic performed on the numbers you entered; they are estimates and projections, not measurements of money you have actually saved.
5. Third-party names, logos, and links
Renewals refers to third-party companies, products and services solely so that you can identify and organise the subscriptions you choose to track. All names, marks and logos belong to their respective owners, are used descriptively, and do not imply any affiliation, sponsorship, endorsement, or partnership. Vicherana is not affiliated with any company referenced in the Service. Company logos are retrieved at display time through a third-party website-icon service and are not bundled with the app.
The Service may contain links to third-party websites, including cancellation pages surfaced in reminder emails. Those sites are not under our control; we are not responsible for their content, accuracy, availability, security, or practices, and a link is not an endorsement. Before entering credentials or payment details on any linked site, confirm that it genuinely belongs to the company you intend to deal with.
If you are a rights holder and believe content in the Service infringes your rights, contact us at [email protected] with details and we will review promptly.
6. Content you provide
You may enter information and upload images or documents, such as bills and statements. You represent that you have the right to do so and that the content does not infringe anyone else's rights. You grant Vicherana a non-exclusive, worldwide, royalty-free licence to process that content solely to provide the Service to you — for example, to extract figures from a scanned bill or to send you the reminders you configured. Uploaded documents are processed and are not retained by us; see the Privacy Policy for details.
Do not upload content containing other people's personal or financial information, or any credentials, card numbers, or account passwords. The Service does not need them and we do not want them.
7. Licence and acceptable use
Subject to these Terms and Apple's App Store terms, we grant you a personal, non-exclusive, non-transferable, revocable licence to install and use the app on Apple devices you own or control, for your own personal, non-commercial purposes.
You agree not to: copy, modify, distribute, sell, lease, sublicense, or create derivative works of the Service; reverse-engineer or attempt to extract source code except where the law expressly permits it; access the Service or its servers by any automated means, or in any way that circumvents usage limits or security; use the Service to violate any law or any third party's rights; or use it to harass, spam, or send communications to anyone who has not consented to receive them.
8. Purchases, trial, and refunds
The app is free to download and includes a limited free trial. Continued use after the trial requires a one-time in-app purchase of the "Full Access" unlock. It is a one-time purchase, not a subscription, and there are no recurring charges from us. The price shown in the App Store at the time of purchase applies.
All purchases are processed by Apple under Apple's terms. We do not receive or store your payment details. Refund requests must be made to Apple through the App Store; we are unable to issue refunds directly. The trial length, features, and price may change for future versions.
9. Optional online features
Email reminders, bill and statement scanning, price look-ups, price-change alerts, and logo display use our servers and third-party providers. These features are optional, are subject to fair-use limits, and may be modified, rate-limited, suspended, or discontinued at any time without notice. The core app — tracking charges and on-device reminders — does not depend on them.
Reminder emails are sent only to an address you entered, only for reminders you configured, and can be stopped at any time by removing your email address in Settings.
10. Disclaimer of warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL INFORMATION, CONTENT AND FEATURES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, TIMELINESS, OR UNINTERRUPTED OR ERROR-FREE OPERATION. WE DO NOT WARRANT THAT ANY REMINDER WILL BE DELIVERED, THAT ANY PRICE, OFFER, DATE, OR INSTRUCTION IS ACCURATE OR CURRENT, OR THAT USE OF THE SERVICE WILL RESULT IN ANY SAVINGS.
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you; in that case, any implied warranties are limited to the shortest period and smallest scope permitted by law.
11. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, VICHERANA VENTURES LLC AND ITS MEMBERS, MANAGERS, OFFICERS, CONTRACTORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF MONEY, SAVINGS, DATA, PROFITS, OR GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICE — INCLUDING, WITHOUT LIMITATION, ANY MISSED OR LATE REMINDER, ANY CHARGE, FEE, RENEWAL, TRIAL CONVERSION, OR PRICE INCREASE INCURRED, ANY INACCURATE PRICE, DATE, EXTRACTION, OR GUIDANCE, OR ANY ACTION TAKEN OR NOT TAKEN IN RELIANCE ON THE SERVICE — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY US DOLLARS (US$50).
These limitations are fundamental to the bargain between us; the Service is offered at a one-time price precisely because we do not assume the risk of your subscriptions, bills, or the accuracy of third parties' pricing. Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.
12. Indemnification
You agree to defend, indemnify, and hold harmless Vicherana and its members, managers, officers, contractors and service providers from any claim, demand, loss, or expense (including reasonable legal fees) arising from your misuse of the Service, your violation of these Terms or any law, content you upload, or your infringement of any third party's rights.
13. Dispute resolution — binding arbitration and class waiver
Please read this section carefully. It affects your legal rights.
Informal resolution first. Before starting any formal proceeding, you agree to contact us at [email protected] describing the problem and what you want, and to give us 30 days to try to resolve it with you. Most concerns can be settled this way.
Binding arbitration. Except as set out below, any dispute, claim, or controversy arising out of or relating to the Service or these Terms — including their formation, validity, enforceability, or scope — shall be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect. The Federal Arbitration Act governs this section. The arbitrator's award is final and may be entered in any court of competent jurisdiction. Arbitration may be conducted by telephone, video, or written submissions, and you may choose to appear in person in your county of residence. Where AAA's rules require it, we will pay filing and arbitrator fees beyond the amount you would pay to file in court.
Class-action and jury-trial waiver. YOU AND VICHERANA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY FORM OF REPRESENTATIVE PROCEEDING. YOU AND VICHERANA EACH WAIVE ANY RIGHT TO A JURY TRIAL. If this waiver is found unenforceable as to a particular claim, that claim shall be severed and litigated in court, and the remainder shall proceed in arbitration.
Exceptions. Either party may bring an individual claim in small-claims court if it qualifies, and either party may seek injunctive relief in court to protect intellectual-property rights or prevent unauthorised access to the Service.
30-day right to opt out. You may opt out of this arbitration agreement by emailing [email protected] within 30 days of first accepting these Terms, with the subject line "Arbitration opt-out" and your name. Opting out does not affect any other part of these Terms.
Governing law and venue. These Terms are governed by the laws of the State of Wyoming and applicable US federal law, without regard to conflict-of-law rules, except that the arbitration agreement is governed by the Federal Arbitration Act. For any matter not subject to arbitration, you and Vicherana consent to the exclusive jurisdiction of the state and federal courts located in Sheridan County, Wyoming, except that you may bring a qualifying small-claims action in your county of residence.
Time limit. To the extent permitted by law, any claim must be brought within one year after it arises, or it is permanently barred.
14. Apple-specific terms
These Terms are between you and Vicherana only, not Apple. Apple is not responsible for the app or its content and has no obligation to provide maintenance or support for it. To the extent any warranty applies and cannot be disclaimed, you may notify Apple, and Apple may refund the purchase price to you; to the maximum extent permitted by law, Apple has no other warranty obligation. Vicherana, not Apple, is responsible for addressing any claims relating to the app, including product-liability claims, claims that the app fails to conform to legal or regulatory requirements, and consumer-protection or similar claims. Vicherana, not Apple, is responsible for the investigation, defence, settlement, and discharge of any third-party claim that the app infringes intellectual-property rights. You represent that you are not located in a country subject to a US Government embargo or designated as "terrorist supporting", and are not on any US Government list of prohibited or restricted parties. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. You must also comply with any applicable third-party terms when using the app.
15. Termination
You may stop using the Service at any time and delete your data from Settings. We may suspend or terminate access to the online features, or to the Service, if you breach these Terms, if required by law, or if we discontinue the Service; where practical we will give reasonable notice. Sections 3, 4, 6, 10, 11, 12, 13, 14 and 16 survive termination.
16. Changes to the Service and these Terms
We may change the Service, including by adding, modifying, or removing features. We may also update these Terms. For material changes, we will show the new version in the app and ask you to accept it before continuing, and update the "Last updated" date above. Non-material changes take effect when posted. The version in force at the time of a dispute is the one you most recently accepted.
17. General
These Terms, the Privacy Policy, and the Disclaimers are the entire agreement between you and Vicherana regarding the Service and supersede any prior understanding. If any provision is found unenforceable, it will be enforced to the maximum extent permitted and the remainder will remain in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for any failure or delay caused by events beyond our reasonable control. Notices to us should be sent to the address below; notices to you may be given in the app or by email to an address you provided.
18. Contact
Vicherana Ventures LLC
30 N Gould St Ste R, Sheridan, WY 82801, United States
[email protected]